CDs

SunTrust Certificates of Deposit (CDs) provide a secure place for you to invest your money. You can invest funds for chosen periods of time at a fixed interest rate, allowing you to ride out any interest rate fluctuations that may occur.

Features and Benefits

• A guaranteed, competitive fixed rate of interest and earnings
• A choice of term lengths – from 7 days to 10 years
• Flexible interest payment methods
• Security of FDIC insurance coverage

Our flexible term lengths allow you to customize the CD to meet your needs. Often, the longer the term you choose, the higher your return. In addition, SunTrust CDs offer you competitive tiered rates, so the more money you put into your CD, the more you'll get out of it.

CDs are useful when you are:

• Looking for an investment vehicle with a guaranteed rate for a specific period of time
  
  
• Shopping for an investment with an attractive rate and don't need immediate access to your money
  
  
• Receiving a large sum of money that you'd like to invest for a limited time, such as proceeds from a real estate sale, a tax refund or an inheritance, which you plan to reinvest later

Also, since CD interest rates are locked in, you have a sense of security in knowing exactly what you'll be receiving in interest. This is why many clients set up CDs as an additional source of income.

In addition to our normally competitive interest rates, we do offer special promotional CDs from time to time. Ask us about our current special offers.