Contact Us | Careers | Locations

 

Personal Products

Checking

Savings/Money Market

Credit Cards

Loans

Mortgages

CDs

 

Business Products

Checking

Savings

Loans

Credit Cards

 

Online Banking

Fixed Rate Mortgage

A fixed rate mortgage may be just what you are looking for if you like the idea of stability. It can be a lot easier to budget your money when you know your mortgage interest rate isn't going to change every year. Plus, SunTrust offers you a lot of options to customize a fixed rate loan to your needs. Need the biggest tax break available? Stick with a 30 year term. Kids headed for college in the next decade or so? Maybe a 15 year term would suit you better. Interested in paying your loan off early -- but as painlessly as possible? Check out our Bi-Weekly Mortgage Payment Plan (sm) . Would you like to ease into homeownership? Look into our Temporary Buydown options, like the ARM Alternative . Whatever your situation, SunTrust can work with you to make sure you get the perfect loan for your lifestyle!

Fixed Rate Program fills these needs:

Borrower Need Feature
Payment Security Rate is fixed for life of loan
Convenience Apply online now!
Speed Alt Doc -- easier documentation requirements
SunTrust StepOne(sm) -- Pre-qualification/pre-approval in less than 10 minutes
Special Advantages Offers a fixed rate over the life of the loan with fixed payments of principal and interest
No payment shock, as with an ARM (Adjustable Rate Mortgage)
No prepayment penalty
Maximum financing to 103%
2nd homes with only 5% down
Investment properties with only 10% down
Automated underwriting for faster approval and reduced documentation
Loans for borrowers with "less than perfect" credit
Avoid mortgage insurance when originated with a SunTrust Combo (second Mortgage)
No Income, No Ratio and No Doc features are available
Streamline purchase and refinance options for existing customers

Note: Another product may be better if:

You are having significant difficulty qualifying at the fixed interest rate available.
You anticipate moving in a few years.
You think interest rates are headed down.
You like the flexibility that an Adjustable Rate Mortgage (ARM) offers. Maximum financing to 100%.