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Payment Options


We want making your mortgage payment to be one of the easiest and most profitable things you do. That's why we designed payment options like SunTrust's ePay, SurePay and The Bi-Weekly Mortgage Payment Plan(sm).

ePay
e-Pay is a free service to any mortgagor who has elected to use e-Bill, but is not on an existing automated payment product with SunTrust Mortgage, Inc (Ex. SurePay, Bi-Weekly). Once you have signed up for e-Bill, you will be offered a chance to sign up for e-Pay. With e-Pay, after you have received your monthly e-Bill Notification, just go into our web site and schedule your payment for the upcoming month. Click the link provided in the e-Bill Notification and it will take you to our Online Customer Service Center Log In page. Then, go to our Online Payment Options page and click the "Receive and Pay Your Mortgage Bill Online" link. From here, just chose "You have a mortgage statement! View it Now". You will notice a "Schedule Payment" button. Click this to schedule your next mortgage payment. The nice thing about e-Pay is the fact you can schedule your payment for a different day each month. Whatever day is most convenient for you! But remember, you must schedule your payment each month and allow one to two business days for posting (e-Pay is an Automated Clearing House product and we must submit your payment request via the Federal Reserve system). Sign up now

SunTrust's SurePay Program
We try to make it as easy as possible for you to make your mortgage payment each month. If you like, we will set up an automatic draft of your checking account so that you can stop worrying about late payments, finding envelopes, or buying stamps just to get the payment in the mail.

Just tell your loan officer that you want to be set-up on SunTrust's SurePay Program - we'll take care of the rest!

The Bi-Weekly Mortgage Payment Plan(sm)
SunTrust's Bi-Weekly Mortgage Payment Plan is one of the easiest ways to build up equity more quickly and pay off your mortgage loan years earlier than you would otherwise. The secret is making half of your regular monthly payment every two weeks - with 26 bi-weekly payments a year, you end up making 13 instead of 12 monthly payments. A 30 year loan can be paid off in as few as 22 years, just by virtue of using SunTrust's Bi-Weekly Mortgage Payment Plan. Wouldn't you like to have your house paid off early?

The Bi-Weekly Mortgage Payment Plan(sm) fills these needs:

Borrower Need Feature
Affordability If you can't qualify for the higher payment on a 15 year loan , get a 30 year bi-weekly to pay off early.
Save Money Over Life Of Loan Loan amortizes early -- saves interest costs
Convenient and quick equity build-up
Convenience Apply online now!
Can change your mind and opt out of the program later
Matches the pay period schedule for many borrowers, making it easier to budget
Payment is drafted every two weeks from your savings or checking account
Speed Alt Doc
SunTrust StepOne(sm) -- Pre-qualification in less than 10 minutes*
Special Advantage SunTrust offers The Bi-Weekly Mortgage Payment Plan(sm) as an option, not a requirement, so you can cancel at any time
*SunTrust Advantage

Please contact our office for Eligibility Requirements.